Notes for physicians on money, time and real estate

A running series on how doctors can build wealth that does not depend on the next shift. Written by me, not a marketing department.

NewEvery post now includes an interactive tool. See them all →

Day 1 · August 21, 2026 Clinic-hours calculator

Why passive income is the ultimate time-saver for physicians

Burnout is real, clinical income does not compound, and nobody has time to be a landlord. Passive income is the fix.

Day 2 · August 28, 2026 Dividend calculator

Dividend stocks for your ultra low-maintenance portfolio

Dividend aristocrats give busy doctors reliable cash flow and a buffer against volatility without daily attention.

Day 3 · September 4, 2026 Bitcoin vs. S&P 500 vs. gold

The illusion of stock market gains: exploring alternative assets like Bitcoin and Class B/C multifamily real estate

Priced in gold or Bitcoin, the S&P 500's long climb looks very different. Two alternatives that hold value in a debasing currency.

Day 4 · September 11, 2026 Crossover calculator

The myth of "hard work pays off": rethinking effort in the pursuit of financial success

Effort is a prerequisite, not a guarantee. What physicians can learn from the gap between how hard we work and what we keep.

Day 5 · September 18, 2026 Inflation stress test

JPMorgan's warning: America is going broke. Here's why real estate and alternative investments are your shield

Persistent inflation, capped bond yields and a diluting dollar. Why real assets and alternatives belong in a physician's portfolio now.

Day 6 · September 25, 2026 Solo 401(k) calculator

Side hustle smart: how physicians can supercharge retirement with a Solo 401(k)

Even modest 1099 income unlocks a Solo 401(k): up to $72,000 a year for 2026, real estate inside the plan, and no UBTI on leverage. With a calculator.

Talk to me before you invest

Physicians should be able to ask the sponsor direct questions and get direct answers. That is how I would want to be treated, and it is how we run The Laager Group.